Steve Andre

Steve Andre
Phone: 510.552.5572
Office: 510.580.6991
Fax: 510.744.3530
License #: 01371685







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    What are Closing Costs?
    There are various costs and fees involved in purchasing a home. The following list depicts an example of the costs you may be responsible for. Keep in mind that responsibility for some of these charges can be negotiable and the responsible party may vary from area to area. Also, each city and county may differ. If you have any questions dealing with buyer's costs and fees, feel free to contact me. 

    bullet Title insurance premium (according to contract, varies by county)
    bullet Escrow fees (according to contract, varies by county)
    bullet Document preparation (if applicable)
    bullet Notary fees
    bullet Recording charges for all documents in buyer's names
    bullet Termite inspection (according to contract)
    bullet Tax proration (from date of acquisition)
    bullet Homeowner's transfer fee
    bullet All new loan charges (except those required by lender for seller to pay)
    bullet Interest on new loan from date of funding to 30 days prior to first payment date
    bullet Assumption/change of records fees for takeover of existing loan (if applicable)
    bullet Beneficiary statement fee for assumption of existing loan
    bullet Inspection fees (roofing, property inspection, geological, etc.)
    bullet Home warranty (according to contract)
    bullet City transfer/conveyance tax (according to contract)
    bullet Fire insurance premium for first year